Card sketch by My Favorite Things Stamps and the stamp set is also. You can find it HERE. The sentiment stamp is from my stash, an old retired set from The Angel Company.
Polar bear image is from Hello Bluebird. Set found HERE. Paper is from Echo Park, Celebrate Christmas.
Image is from the Rainy Day stamp set. Sentiment was created on the computer.
Great new stamp company: Hello, Bluebird!!